I stopped by my insurance agent today and told him that I was expecting delivery of a new RTV 1100 in a few days and how should/could I insure it. Just wanted to start him thinking. He said that it would be covered under my homeowners policy as long as it was used in maintenance of the property and was on the property. That coverage would be for liability, fire, and theft - not for collision or comprehensive. If I drove it over the bank into the river, I was responsible for the operator-induced damage. I asked what if I drove it several miles down the road to get some trees to bring back and use on the property. He's checking on that. Asked him what he knew about registration, etc. I'm planning on bringing a brochure for the RTV to the local NYS Trooper Barracks to ask about my rights/responsibilities when off my property with it. I'll post what I find out.</p>
What are the experiences of other RTV owners in NY state regarding registration, insurance, driving on state land, etc. Any help will be appreciated.</p>
Thanks, Doug</p>
What are the experiences of other RTV owners in NY state regarding registration, insurance, driving on state land, etc. Any help will be appreciated.</p>
Thanks, Doug</p>